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If approved, funds may be available as soon as the next business day

MyLoan.Zone online process is quick and easy, so you can request the money you need when you need it most

If you're dealing with car repair costs, medical expenses, or simply in need of quick financial assistance, MyLoan.Zone can help connect you with a lending partner.

APR Disclosure. Annual Percentage Rate (APR) refers to the annual interest generated by a sum that is then charged to borrowers. APR is expressed as a percentage that represents the annual cost of borrowing over the term of the loan. This figure includes any fees or additional costs associated with the loan. The APR provides consumers with one bottom-line number they can compare with other loan offers, credit cards, or investment products. myloan.zone cannot guarantee any APR as we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products generally have a 61-day minimum repayment term and a 6 year maximum repayment term. When considering accepting a loan from a lender within the Myloan.zone network, please read any agreement documentation carefully as the APR and repayment terms may differ from what is listed on this site.Representative Examples of APR can be found in the Loan Information section of our homepage.

The Unique Advantage of MyLoan.Zone

An Simple Quick Process

An Simple Quick Process

Our fast online form is easy to complete.

All Credit Histories Welcome To Apply

All Credit Histories Welcome

With our associated lenders ready to assist with loans of up to $5,000

Apply From Anywhere

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Reliable Methods

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What is a payday loan?

This is a small (typically less than $1,000), short-term, unsecured cash advance. These loans are supported by future earnings such as your forthcoming paycheck, a dividend, or any other consistent income source, and the loan.

What is an installment loan?

This refers to a small (generally less than $5,000), short-term, unsecured cash advance. These loans are sustained by future earnings, like your upcoming paycheck, a dividend, or another type of regular income, and they are repaid in a pre-determined series of scheduled installments.

How It Works

MyLoan.Zone doesn't act as a lender and thus, doesn't provide short-term loans or make credit decisions. We serve as a loan-matching platform, linking customers with independent third-party lending institutions.

You can sign up from your personal computer or any mobile gadget. As the process takes place in real time, it's incredibly speedy. If you're paired with a lender, they will present you with an offer outlining the terms and conditions of the loan. If you consent to these terms (although you have the right to refuse them), the funds could be ready for your use as early as the following business day.

Independent lenders possess their unique set of criteria that need to be fulfilled. However, the common minimum prerequisites often encompass, but are not limited to:

You can enroll online using your personal computer or any portable device. Given that the procedure takes place in real time, it's remarkably quick. If you get linked with a lender, they will present you with a loan offer detailing its terms and conditions. If you accept these terms (you have the option to reject them), the funds could be accessible for you to use as soon as the subsequent business day.

18 years of age or older
Valid checking or savings account with direct deposit
Minimum regular income of $1,000 per month
Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.