MyLoan.Zone is not a lending institution and hence, does not provide short-term loans or make credit assessments. We serve as a loan matchmaking platform, bridging consumers with independent third-party lenders.

You can sign up online via your home computer or any mobile gadget. The process takes place in real time, making it extremely quick. If a lender matches with you, they will present a loan offer, which includes its terms and conditions. If you accept the terms (though you are free to reject them), the funds could potentially be at your disposal as early as the next business day.

Independent lenders each have their specific set of criteria that need to be satisfied. However, the usual minimum requirements often include, but aren't necessarily limited to:

You can enroll online using your personal computer or any handheld device. Given that the process unfolds in real time, it is incredibly swift. If you get paired with a lender, they will send you a loan offer, detailing its terms and conditions. If you consent to these terms (you have the freedom to refuse them), the loaned amount could be accessible for your use as early as the following business day.

Please see our FAQ's for more information about the process.